Cospender | Privacy Policy

1. Introduction

A7DEV is committed to protecting your privacy. This Privacy Policy explains how information about you is collected, used, and disclosed by Cospender when you use our mobile application (the "App").

Cospender is an Android application designed to help you manage both personal expenses and group expenses efficiently. The app allows you to track your spending, split bills among friends, and maintain clear financial records.

Please read this Privacy Policy carefully. By using or accessing our App, you acknowledge that you have read, understood, and agree to be bound by this Privacy Policy.

2. Information We Collect

Information You Provide to Us

We collect limited information that you provide directly to us:

• Account Information: When you sign in with Google, we collect your email address, full name, and profile photo URL. This information is stored in our database solely for use within the application.
• Profile Information: We use the same Google account information (email, full name, profile photo URL) for your profile within the app.
• Financial Data: Any expense data, group information, or financial records you enter in the app are stored to provide you with the service but are not used for any other purposes.

Information We Collect Automatically

We do not automatically collect any additional information beyond what is necessary for the core functionality of the app.

3. How We Use Your Information

We use the information we collect solely for the following purposes:

• To provide and maintain the Cospender app's functionality;
• To identify you within the app and display your profile information;
• To enable the expense tracking and group expense management features;
• To process your expense data and calculations within the app;
• To send you technical notices, updates, security alerts, and support messages when necessary;
• To respond to your comments, questions, and requests;
• To improve the app's functionality and user experience.

4. Information Sharing and Disclosure

We do not share your personal information with any third parties except in the following limited circumstances:

• For legal reasons: We may share information if we believe disclosure is necessary to comply with any applicable law, regulation, legal process, or governmental request.
• With your consent: We may share information with your consent or at your direction.

5. Data Security

We take reasonable measures to help protect your information from loss, theft, misuse, unauthorized access, disclosure, alteration, and destruction. All data within the Cospender app is handled with care and stored securely. However, no security system is impenetrable, and we cannot guarantee the security of our systems with 100% certainty.

6. Data Retention

We store your Google account information (email, name, profile photo URL) and your expense data for as long as you use the Cospender app. If you choose to delete your account, we will remove all your personal information from our database. Your expense data remains stored unless you explicitly request its deletion.

7. Account Deletion

You have the right to request deletion of your Cospender account and all associated data at any time. We are committed to providing you with full control over your personal information.

What Data We Delete

Upon processing your account deletion request, we will permanently remove the following data from our systems:

• Personal Information: Your email address, full name, and profile photo URL
• Group Data: All groups you created or participated in through the app
• Expense Records: All personal and group expenses you entered in the app
• App Preferences: Any settings or preferences associated with your account

Data Retention Timeline

• Immediate: Your account access will be disabled upon request confirmation
• Within 30 days: All personal data will be permanently deleted from our active systems
• Backup Systems: Data may remain in encrypted backups for up to 90 days for technical reasons, after which it is permanently purged
• Legal Compliance: In rare cases, some data may be retained longer if required by applicable law or legal proceedings

8. Children's Privacy

Our App is not directed to children under the age of 13, and we do not knowingly collect personal information from children under 13. If we learn that we have collected personal information of a child under 13, we will take steps to delete such information as soon as possible.

9. Your Rights

Depending on your location, you may have certain rights regarding your personal information, such as:

• The right to access personal information we hold about you
• The right to request that we update, correct, or delete your personal information
• The right to restrict or object to our processing of your personal information
• The right to data portability

To exercise these rights, please contact us using the information provided in the "Contact Us" section below.

10. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. If we make material changes, we will notify you through the App or by other means, such as email. We encourage you to review the Privacy Policy whenever you access the App to stay informed about our information practices.